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Archives for December 2023

What You Need To Know About Down Payments [INFOGRAPHIC]

Some Highlights If you want to buy a home, you may not need as much for your down payment as you think. There are various loan options for qualified buyers with down payments as low as 3.5% or even no down payment requirement. Thousands of programs are also available to help homebuyers with their down payments. With the right resources, your down payment may be more Continue Reading

If Your House Hasn’t Sold Yet, It May Be Overpriced

Has your home been sitting on the market for a while without selling? If so, you should know that’s unusual, especially now. That’s because the supply of homes for sale is still far lower than we’d see in a typical year. That means buyers have fewer options than usual, so your house should be an oasis in an inventory desert. So, if homebuyers have limited choices and your house still Continue Reading

The Surprising Trend in the Number of Homes Coming onto the Market

If you're considering moving, knowing what's happening in the housing market is essential. Here's an update on the supply of homes currently for sale. Whether you're buying or selling, you should pay attention to the number of homes in your area. In the housing market, regular patterns happen every year, called seasonality. Spring is the peak homebuying season, and most homes are Continue Reading

Down Payment Assistance Programs Can Help Pave the Way to Homeownership

In New York City, the typical down payment a home buyer needs to come up with is 20%.  There is no law that a buyer has to put down 20%, but this is the benchmark for conventional financing.  Additionally, cooperatives in New York City have their specific down payment, debt-to-income, and cash liquidity after closing requirements. There are situations where you purchase a home, even in a Continue Reading

The Perfect Home Could Be the One You Perfect After Buying

In search of the perfect home, unbridled enthusiasm is tempered by several economic factors.  There’s no denying that mortgage rates and home prices are higher now than last year, impacting what you can afford. At the same time, fewer homes are still available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to overcome Continue Reading

Your Homebuying Adventure [INFOGRAPHIC]

Some Highlights During your home-buying adventure, there are key milestones you’ll encounter on your path to homeownership.  It's an exciting adventure, from building your team to house hunting to moving into your new home. Your journey starts here. Let’s connect so you have expert guidance each step of the way. Other educational articles about the market and Continue Reading

Why You Should Use a Real Estate Agent When You Buy a Home

a A Real Estate Agent is vital when you buy a home through out the process.  If you’ve decided you’re ready to become a homeowner. Chances are you’re trying to figure out what to do first. Knowing where to start can feel overwhelming. The good news is you don’t have to navigate that alone. Housing Market's Moving Pieces When it comes to buying a home, there are a lot of moving pieces. Continue Reading

How To Turn Homeownership into a Side Hustle

Does the rising cost of Homeownership and the cost of almost everything these days make your dream of owning your home feel less within reach? According to Bankrate, many people seek additional income through side hustles, possibly to cope with those increasing expenses and save for a home. This trend is particularly popular with younger individuals who may be dealing with student loan Continue Reading

When You Sell Your House, Where Do You Plan To Go?

Where do you plan to go if you’re considering selling your home? You may have heard the supply of homes for sale is still low, which means your home should stand out to buyers craving more options. But you may also wonder, once you sell, how does the current supply impact your move? And, will you be able to find a home you want to buy with inventory this low? One thing that can help you find Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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