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New York City Realtor KAREN KOSTIW

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Archives for January 2024

Ways Your Home Equity Can Help You Reach Your Goals

If you’ve owned your house for at least a couple of years, there’s something you’ll want to know more about – home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.” That means your equity grows as you pay down your home loan Continue Reading

What Lower Mortgage Rates Mean for Your Purchasing Power

If you want to buy a home, knowing how mortgage rates impact what you can afford and how much you’ll pay each month is important. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph below):   This recent trend is great news for buyers. As a recent Continue Reading

Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC]

Some Highlights Are you planning to buy a home in 2024? Here’s what to focus on. Improve or know your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you. Let’s connect so you have expert advice on achieving your homebuying goals this year. Other educational articles about the market and your home Continue Reading

Why Pre-Approval Is Your Homebuying Game Changer

If you’re considering buying a home, pre-approval is a crucial part of the process you don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why. While home price growth is moderating and mortgage rates have recently come Continue Reading

Thinking About Buying a Home? Ask Yourself These Questions

If you’re considering buying a home this year, you’re probably paying closer attention to the housing market than usual. And you’re getting your information from various channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and on. Most likely, home prices and mortgage rates are coming up a lot. Here are the top two questions Continue Reading

Things To Consider If Your House Didn’t Sell

If your listing has expired and your home didn’t sell, it's normal to feel frustration and disappointment. Understandably, you're probably wondering what may have gone wrong. Here are three questions to consider as you determine what to do next. Did You Limit Access to Your House? One of the biggest mistakes you can make when selling your house is restricting the days and times when potential Continue Reading

3 Keys To Hitting Your Homeownership Goals in 2024

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. Over the last year, the economy greatly impacted the housing market and likely on your wallet, too. That’s why it’s critical to have a clear picture of the market today Continue Reading

The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC]

Some Highlights When it comes to selling your home, the expertise of a trusted real estate agent can make a big difference. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well-versed in the contracts and disclosures involved. Let’s connect so you have expert Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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