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New York City Realtor KAREN KOSTIW

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Blog

Why Pre-Approval Is Your Homebuying Game Changer

If you’re considering buying a home, pre-approval is a crucial part of the process you don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essential step. Here’s why. While home price growth is moderating and mortgage rates have recently come Continue Reading

Thinking About Buying a Home? Ask Yourself These Questions

If you’re considering buying a home this year, you’re probably paying closer attention to the housing market than usual. And you’re getting your information from various channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and on. Most likely, home prices and mortgage rates are coming up a lot. Here are the top two questions Continue Reading

Things To Consider If Your House Didn’t Sell

If your listing has expired and your home didn’t sell, it's normal to feel frustration and disappointment. Understandably, you're probably wondering what may have gone wrong. Here are three questions to consider as you determine what to do next. Did You Limit Access to Your House? One of the biggest mistakes you can make when selling your house is restricting the days and times when potential Continue Reading

3 Keys To Hitting Your Homeownership Goals in 2024

If buying or selling a home is your goal for 2024, it’s important to understand today’s housing market, know your why, and work with industry experts to bring your homeownership vision for the new year into focus. Over the last year, the economy greatly impacted the housing market and likely on your wallet, too. That’s why it’s critical to have a clear picture of the market today Continue Reading

The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC]

Some Highlights When it comes to selling your home, the expertise of a trusted real estate agent can make a big difference. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well-versed in the contracts and disclosures involved. Let’s connect so you have expert Continue Reading

What You Need To Know About Saving for a Home in 2024

If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to ensure you understand some of the costs you may encounter upfront. And to do that, always turn to trusted real estate professionals. They can help you set a plan and take a strategic look at your budget and your process before Continue Reading

Retiring Soon? Why Moving Might Be the Perfect Next Step

If you’re thinking about retirement or have already retired this year, it’s an excellent time to consider if your current home is still a good fit for the next chapter in your life. Fortunately, you may be better positioned to make a move than you realize. Here are a few things to think about as you decide whether or not to sell and make a move. How Long You’ve Been in Your Home From Continue Reading

Get Ready To Buy a Home by Improving Your Credit Score

As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to make timely payments, pay back debts, and more. It’s also a factor that helps Continue Reading

These Non-Financial Benefits Turn a House into a Happy Home

There’s no denying the long-term non-financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are, too. Here’s why. The word home truly means something different to everyone. Whether it’s sharing memories with loved ones Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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