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🏡✨ Big news in the housing market! Mortgage rates have dropped to their lowest level since February 2023, and that’s a game changer for anyone considering buying a home! 🎉

When rates go down, so do your monthly payments. 📉💰 For example, if you’re considering a $400k loan, you could save over $370 a month compared to this spring’s rates of 7.5%! Now’s the time to act if you’ve been waiting for the right moment to buy.

But here’s another layer to this story: cash sales in Manhattan have averaged around 50% of co-op and condo sales for the last decade. However, with rates hitting rock bottom during the pandemic, we saw cash sales dip to the low 40s as buyers jumped on those low mortgage rates. After all, who can resist “free money”? 💸

Bloomberg explores this shift in its report, Manhattan Homebuyers Are Starting to Favor Mortgages Over Cash. This trend shows that the urge to buy isn’t just tied to mortgage rates for wealthier buyers. As home prices rise, the likelihood of cash buyers also increases.

Curious about how these trends could affect you? Let’s chat! 📞💬#MortgageRates #RealEstateTrends #HomeBuying #ManhattanMarket #YourNextHome #rates #nycrealestate #nyc @ColdwellBankerWarburg @victoriadewalt2982

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🏡✨ The Best Week to Buy a Home is Here! ✨🏡

From September 29th to October 5th, you won’t want to miss your chance to snag the perfect property! 📅 A recent study from Realtor.com reveals more options, less competition, and better prices. Plus, with mortgage rates dropping, your buying power is more vital than ever!

Don’t wait—let’s connect today to take advantage of this incredible housing market sweet spot. You deserve your dream home! 💫

👉 DM me now!

#HomeBuying #RealEstate #MarketUpdate #DreamHome #KarenKostiw #ColdwellBankerWarburg #HomeSweetHome #BuyNow

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🎥 Thinking about buying or selling a home? 🏡 Stay ahead of the game with the latest mortgage rates! 📉

Rates have been trending down but still fluctuating based on the economy and inflation. Even small changes in mortgage rates can impact your monthly payments significantly. 📊

Check out this chart to see how different rates affect your payment on a $400,000 loan. The green section highlights how much you could save each month with a lower rate! 💸

No need to be a mortgage expert—I'm here to help you understand what these changes mean for you. Let’s connect and ensure you’re making confident decisions for your future! 🤝

#MortgageRates #HomeBuying #RealEstate #FinancialPlanning #HousingMarket #MortgageAdvice #HomeSeller #HomeBuyer #SmartInvesting

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Why It’s a good time to sell some of your real estate portfolio if your priorities have shifted.

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Market experts are forecasting Home Prices will rise.

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Considering handling your home sale all by yourself?

It's a bold move, but selling your own house is a lot harder than you’d think.

Many sellers decide to handle their own home sale to avoid paying a commission. Did you know that “ForSaleByOwner.com creator Colby Sambrotto even paid the standard 6% commission after selling his two-bedroom New York condo for $2.15 million?
According to the Wall Street Journal, Mr Sambrotto spent six months trying to sell the apartment in trendy Chelsea through online listings and classified adverts.

But the DIY home selling guru eventually decided to turn the sale over to a professional.”


An Agents can get broader exposure for your property, help you negotiate a better deal, dedicate more time to your sale, and prevent your emotions from sabotaging it. An agent brings expertise, which few FSBO sellers have, to a complex transaction with many potential financial and legal pitfalls.

National Association of Realtor stats:

1. Most difficult tasks for FSBO sellers:
2. Preparing/fixing up home for sale: 6%
3. Getting the right price: 16%
4. Understanding and performing paperwork: 13%
5. Selling within the planned length of time: 10%
6. Having enough time to devote to all aspects of the sale: 1%
7. Attracting potential buyers: 1%
8. Helping buyers obtain financing: 1%

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The economy has been remarkably resilient. Why? Employment and wages have stayed strong. Let’s look at the latest information on each one and why both are good news if you’re considering selling your home.

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