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New York City Realtor KAREN KOSTIW

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Karen's Blog Articles

CEMA: A Strategy to Save Money at the Closing Table

CEMA: A Strategy to Save Money at the Closing Table

. Purchasing a new home can be an expensive venture.  And it involves quite a bit more than just the price of a property.  In order to close on a property, buyers always face a bevy of settlement costs. This includes everything from loan origination fees to appraisal charges to credit report costs. According to the Federal Reserve as a general rule of thumb, buyers spend 3% of their Continue Reading

Know Your Estate and Gift Tax Laws

We’re all guilty of putting off discussions about wills and estate planning. In the grand scope of our lives, too many other things seem more important right now, and most of us tend to believe we have all the time in the world to consider circumstances that seem so far off in the future. But when we don’t take the time to prepare ahead of time—when we can really focus—we run the risk of making Continue Reading

Love Me, Love Me Not, Love Me

Ever wonder if your bid is going to be enough to win the house of your dreams?  If so, there’s a little secret about the bidding process that all homebuyers should—but don’t always—know; it’s not all about the money.  When the real estate market is strong and houses are in short supply, the seller of a desirable property usually has an array of offers to consider. Interestingly, however, Continue Reading

Value of An Agent

The Value of an Agent

  Television programs about how to negotiate a real estate deal.  How to renovate a residential property is on almost every channel these days. And what’s more, everyone proclaims to be a real estate expert as family, friends, and even your trusted doctor are quick to dispense advice. So as potential home buyers and sellers try to make the most of their money and save wherever Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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