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New York City Realtor KAREN KOSTIW

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From RealVitalize® to Concierge, powered by Notable: A New Way to Prepare Your Home for Sale

April 21, 2026

From RealVitalize® to Concierge, powered by Notable

How Manhattan sellers can still prepare now and pay later using my project‑managed approach and the new Concierge program, powered by Notable.

RealVitalize® has been one of my favorite tools for helping sellers prepare their homes for market without taking on upfront costs. It let me tackle the projects that truly move the needle: painting, light renovations, and staging. We delayed payment until closing, so cash flow never blocked smart decisions. That structure fits the way I work as both a listing agent and a project manager. I guide clients through a process that can otherwise feel stressful and fragmented.

Coldwell Banker has retired the RealVitalize® Program and replaced it with a new offering: Concierge, powered by Notable. Concierge, powered by Notable, is a program from Compass International Holdings that provides access to Notable financing for home preparation projects designed to enhance a home’s value. This change affects how we fund and manage pre‑sale improvements. It also gives sellers more choice and control over how their homes are prepared for the market.

My existing RealVitalize® video remains valuable because it explains why thoughtful preparation has such a strong impact on results. In that video, I show how an experienced agent can guide that process. This article simply adds an important update: the structure behind that preparation is shifting from RealVitalize® to Concierge, powered by Notable.

 

This video explains how I used the RealVitalize® Program to prepare homes for sale. The article below outlines the transition to Concierge, powered by Notable.

What Is Changing and Why It Matters

The shift from RealVitalize to Concierge marks an important change in how my sellers prepare their homes for market. RealVitalize® has been one of my favorite tools for funding pre‑sale improvements without upfront costs. Concierge, powered by Notable, now becomes the new structure behind that same preparation philosophy.

Under the RealVitalize® Program, the work budget was tied directly to the listing‑side commission, and brokerage limits were often capped at $20,000 to $50,000, with higher amounts available in some cases where equity supported it. Sellers did not see a separate enrollment fee or interest charge, and there was no lien on the property. In practice, Angi charged vendors a 10 to 15 percent fee, and that cost often showed up in the overall price of the work. Concierge, powered by Notable, takes a different approach: the cost of funds is clearly stated as interest and an origination fee, and it is often lower than the effective vendor markup we saw before.

How the RealVitalize® Program Worked

Under RealVitalize®, we worked within the Angi vendor network and alongside an Angi project consultant who coordinated the work on their end. The experience could feel very turnkey. It also meant accepting a defined universe of vendors and a third‑party project manager as the intermediary between us and the trades.

Concierge, powered by Notable, keeps the core idea: a dedicated pool of funds to get your home market‑ready, with repayment at or around closing. It changes the mechanics in important ways. Instead of a budget tied to my commission, qualified sellers can access a fixed funding pool with a set maximum (often up to $50,000, depending on the market and equity). The cost is structured as interest plus a flat origination fee, with nothing due until closing or a twelve‑month mark, whichever comes first. In practical terms, Concierge is a financing product with clear terms and underwriting, not an internal brokerage advance.

How Prep Changes the Story at 108 Fifth Avenue

At 108 Fifth Avenue, I served not only as the listing agent but also as the project manager. I selected materials, guided contractors, and secured all necessary building approvals and certificates of insurance. That hands‑on approach turned a good apartment into a fully realized home that spoke directly to buyers walking through the door. The goal remained constant: thoughtful, targeted improvements that would photograph beautifully, show well in person, and justify the price point in a competitive downtown market.

At 108 Fifth Avenue, we used the RealVitalize® Program to support targeted updates and curated staging. Concierge, powered by Notable, now offers a new framework for funding this kind of work, with greater flexibility in vendor selection.

At 108 Fifth Avenue, we used the RealVitalize® Program to support targeted updates and curated staging. Concierge, powered by Notable, now offers a new framework for funding this kind of work, with greater flexibility in vendor selection.

Watch the 108 Fifth Avenue project come together, from planning and approvals through final staging and photography.

 

How Concierge, powered by Notable, Works

Concierge, powered by Notable, provides a pre‑approved budget that sellers can use for repairs, cosmetic updates, and staging. The goal is simple: prepare your home for sale without draining cash upfront. Eligibility depends on factors such as credit profile, equity in the property, and list‑price thresholds, which can vary by state. Once a seller receives approval, funds are available through practical disbursement options, including a dedicated card, checks, or direct deposits to vendors.

Repayment is straightforward. You repay what you used when the home sells or at 12 months, whichever comes first, with the option, in some situations, to request more time if you still intend to sell. If you decide not to proceed with the sale, you still repay the outstanding balance under the agreed terms. The key is alignment: the expense of preparing your home now lines up with the timing of your eventual sale proceeds, and the cost of the funds remains fully transparent.

What Sellers Gain: Flexibility and Control

The most meaningful shift with Concierge, powered by Notable, is the flexibility it provides and the control it restores to us. Under the RealVitalize® Program, the Angi structure dictated much of the experience: which vendors qualified, how they were onboarded, and how the project was managed. That convenience carried limits, especially in New York City, where building rules, co‑op boards, and long‑standing vendor relationships matter a great deal.

Freedom to Choose the Right Team

Concierge, powered by Notable, removes those network restrictions. Together, we can choose:

  • The painter who already knows your building’s superintendent.

  • Contractors who have successfully navigated your building’s alteration agreement.

  • Partner with stagers whose inventory complements your architecture and target buyer profile.

Concierge, powered by Notable, also widens the scope of what we can fund. Beyond repairs and cosmetic updates, eligible clients can use the program for related services, including moving and storage, short‑term housing during more intensive projects, and support services during the listing period. Photography, videography, and property marketing can also fit into that plan when appropriate. The result is greater flexibility in how we design and finance the entire preparation process, not just the apartment punch list.

The program funds the work but does not insert a separate project manager between us and the trades. That allows the process to reflect your home, your timetable, and my on‑the‑ground relationships, rather than an off‑the‑shelf template.

“Thoughtful preparation, previously supported through the RealVitalize® Program, helped present this residence at 100 Barclay as a cohesive, move‑in‑ready home.”

How My Role as Project Manager Evolves

My approach has always blended financial discipline with project management. I look at what the numbers support, then turn that into a practical plan for getting your home ready. Under the RealVitalize® Program, I often acted as the bridge between my clients and the Angi ecosystem, using my network to supplement the approved vendor list and my oversight to keep projects aligned with our goals.

With Concierge, powered by Notable, my role becomes even more direct. The financing operates in the background, and I can assemble the right team based entirely on your property and your needs. I draw on my trusted network of contractors, designers, and stagers who understand Manhattan co‑ops and condos, while still ensuring that the funding and repayment structure is clear and manageable for you. You are not left to navigate vendors on your own, and you are no longer confined to a pre‑selected network that may or may not fit your building or timeline.

RealVitalize® vs. Concierge, powered by Notable, in Plain Language

With the RealVitalize® Program, you did not pay interest or enrollment fees, and you went through no formal credit checks beyond basic eligibility. In return, the commission side constrained the budget, and Angi’s network and project managers handled the work under their own structure and guarantees. The program worked best for sellers who valued a curated, contained ecosystem and felt comfortable operating within that framework.

Concierge, powered by Notable, introduces a defined cost of money and a more traditional approval process. In exchange, you receive a clear borrowing limit and transparent pricing and gain the ability to choose professionals who best fit your property. Instead of a bundled service, you now have a flexible funding tool that we can shape around a strategy we design together.

When It Makes Sense to Use Concierge, powered by Notable

Not every seller needs or should use a program like this. The starting point is always your specific situation. We look at your building, your likely buyer, current market conditions, and where your home will sit in the pricing landscape. Sometimes the smartest move is a focused list of updates that you comfortably fund out of pocket. In other cases, the scope of work that would truly reposition the property is more ambitious, and deferring those costs to closing can preserve your liquidity without sacrificing presentation.

Concierge, powered by Notable, makes sense when the improvements we are considering are both meaningful to buyers and likely to pay you back with a higher sale price, given recent sales. That might involve repainting a tired space, refinishing floors, modernizing lighting, addressing visible wear, or elevating how rooms are furnished and photographed. The program does not replace careful analysis. It simply gives us a flexible way to execute the plan once we agree that the numbers support it.

Next Steps if You Are Thinking About Selling

If you have worked with me in the past and remember the RealVitalize® Program, think of Concierge, powered by Notable, as the next step in the same direction. It offers more flexibility and a clearer financial structure. If you are contemplating a sale in the next twelve to eighteen months, this is the right time to talk. We can discuss what your home might need, what today’s market will reward, and whether a program like Concierge, powered by Notable, is a smart fit.

In the RealVitalize® video you may have seen from me, I explain how I think about preparing a home for market and why thoughtful, guided improvements can materially influence the outcome of a sale. This article provides timely context for that message: the RealVitalize® Program is concluding, and Concierge, powered by Notable, is now the structure available to support the same preparation philosophy.

I invite you to schedule a confidential seller‑prep strategy call. We will review your apartment, outline the improvements that matter most to buyers, and decide together whether using Concierge, powered by Notable, will help you reach your goals.

Filed Under: Karen's Blog Articles Tagged With: Coldwellbankerwarburg, compass, compassrealestate, concierge, concierge program, ConciergeByNotable, ConciergePoweredbynotable, homeselling, listingagent, manhattanrealestate, nycrealestate, RealVitalize, sellertips

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