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New York City Realtor KAREN KOSTIW

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Buyer Qualification

Having the Down Payment Is Not the Same as Qualifying

Karen’s View | Macro Lens | November 4, 2026 The Down Payment Opens the Conversation. Qualification Determines What Comes Next Qualifying to buy a home in Manhattan takes more than a substantial down payment. A buyer can want the apartment, have the funds upfront, and still be unable to qualify for the financing. That distinction deserves more attention than whether mortgage rates moved up Continue Reading

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654 Madison Ave Fl 5
New York NY, 10065


Karen Kostiw
(917) 524-4152 Cell

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