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New York City Realtor KAREN KOSTIW

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FHA

Downpayment

Saving for a Down Payment? Here’s What You Need To Know.

Downpayment advice when purchasing a home is everywhere, but not necessarily correct.  If you plan to buy your first home, you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20% Continue Reading

Mortgage Rates

Four Things That Help Determine Your Mortgage Rate

  If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically. If you’re looking for ways to combat today’s higher rates and lock in the lowest one you Continue Reading

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654 Madison Ave Fl 5
New York NY, 10065


Karen Kostiw
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