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New York City Realtor KAREN KOSTIW

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Jonathan Miller

Having the Down Payment Is Not the Same as Qualifying

Karen’s View | Macro Lens | November 4, 2026 The Down Payment Opens the Conversation. Qualification Determines What Comes Next Qualifying to buy a home in Manhattan takes more than a substantial down payment. A buyer can want the apartment, have the funds upfront, and still be unable to qualify for the financing. That distinction deserves more attention than whether mortgage rates moved up Continue Reading

Karen’s View: Beyond the Purchase Price

How Ownership Costs Shape Manhattan Affordability Manhattan's housing market continues to produce data that appears contradictory at first glance. Inventory remains about 10% below last year's level, mortgage rates stay above 7%, and contract activity continues to lag 2025. Yet liquidity improved 11% this week, weekly signed contracts increased to 195 deals, and several indicators Continue Reading

Manhattan Price Per Square Foot: Why the Market Has Been Flat and What Comes Next

One chart, many Manhattan cycles The Manhattan price‑per‑square‑foot chart tells a longer, more useful story than any single headline sale. It shows a market that recovered strongly after the financial crisis, pushed higher through the mid‑2010s, then settled into a long sideways stretch that has now lasted roughly a decade. Recent readings near $1,408 per square foot place Manhattan only Continue Reading

Manhattan Weekly Market Snapshot: Spring Color and Selective Strength

  Spring in Manhattan: Value Over Hype Spring in Manhattan feels fully awake. Trees and townhouse gardens bloom, sidewalks stay crowded into the evening, and buyers and sellers move through a city that looks busy again, even though the market itself feels careful rather than exuberant. In this Manhattan spring 2026 real estate snapshot, activity stays strong while buyers remain highly Continue Reading

Private Listings, “Coming Soon,” and Why Transparency Matters Now

How your home is marketed matters more than ever. In today’s Manhattan market, how a home is marketed can matter as much as its price. Private listings, “coming soon” campaigns, and internal brokerage networks now sit alongside traditional RLS/MLS launches. Some firms promise “exclusive access” before a property ever appears in the shared system. Others highlight their own private listing Continue Reading

Spring Market: Contracts, Cash, and Careful Pricing

Spring inventory, contract‑driven market Spring has arrived in Manhattan. Trees, parks, and streets all show it. This Manhattan weekly real estate snapshot also reflects a clearer market mood. New listings increased again, yet buyers stayed selective. Across the core neighborhoods, 544 new listings competed for 330 signed contracts. That ratio keeps conditions balanced. It favors prepared Continue Reading

Flat Manhattan Prices, Sharper Buyer Decisions

Manhattan Weekly Snapshot: Flat Prices, Focused Buyers Spring in Manhattan feels busy when you are in the lobby and strangely calm when you look at the charts. New listings and signed contracts are building in line with the season. The price per square foot has settled into a narrow range that closely resembles the 2016–2018 range. UrbanDigs describes this as “a season of confusion.” Jonathan Continue Reading

Manhattan Spring Market Begins: Inventory, Rates, and Renovation Math

  Manhattan in the spring real estate market: tight, active, and picky Spring has arrived in Manhattan, and you feel it in the air. The numbers say "busy, constrained, and selective" rather than "free‑for‑all." Overall supply is rising from winter lows. Contracts signed are holding in a healthy band. More owners are quietly stepping off the market. This is happening even though the city Continue Reading

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654 Madison Ave Fl 5
New York NY, 10065


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