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New York City Realtor KAREN KOSTIW

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NAR

Newly Built Homes

Where Will You Go If You Sell? Newly Built Homes Might Be the Answer

Do you want to sell your home but hesitate because you’re worried you won’t be able to find your next home in today’s market? You're not alone, but some good news may ease your worries. New home construction is up and is becoming an increasingly significant part of the housing inventory. That means when you put your house on the market this summer, considering newly built homes is crucial for Continue Reading

Downpayment

Saving for a Down Payment? Here’s What You Need To Know.

Downpayment advice when purchasing a home is everywhere, but not necessarily correct.  If you plan to buy your first home, you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believe you must put 20% Continue Reading

Home Prices

Are Home Prices Going Up or Down? That Depends…

Media coverage about what’s happening with home prices can be confusing. Much of that is due to the type of data being used and what they choose to draw attention to. For home prices, two different methods are used to compare home prices over different time periods: year-over-year (Y-O-Y) and month-over-month (M-O-M). Here's an explanation of each.  Year-over-Year (Y-O-Y): This Continue Reading

Real Estate

Real Estate Is Still Considered the Best Long-Term Investment

With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. Real estate was voted the best long-term investment for the 11th consecutive year, consistently beating other investment types like gold, stocks, and bonds (see graph below): Let this Continue Reading

Buying

Keys to Success for First-Time Homebuyers

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years: “Since 2011, the share of first-time home buyers has been under Continue Reading

The Best Time To Sell Your House Is When Others Aren’t Selling

  If you’re considering selling your home, you should know the number of homes for sale right now is low. That’s because, this season, fewer sellers are listing their houses for sale than the norm. Looking back at every April since 2017, the only year fewer sellers listed their homes was in April 2020, when the pandemic hit and stalled the housing market (shown in red in the graph Continue Reading

Build Wealth

One Major Benefit of Investing in a Home

  One of the many reasons to buy a home is that it’s a significant way to build wealth and gain financial stability. According to Freddie Mac: “Building equity through your monthly principal payments and appreciation is a critical part of homeownership that can help you create financial stability.” With spring approaching, now’s a great time to consider if buying a Continue Reading

Why It’s Easy To Fall in Love with Homeownership

  No matter how the housing market changes, there are some things about owning a home that never changes—like the personal benefits it can provide. When you own your home, you likely feel a sense of attachment because of the comfort it gives and also because it’s a space that’s truly yours. Meaning of Home Over the last few years, we’ve fully embraced the meaning of our Continue Reading

You May Not Need as Much as You Think for Your Down Payment [INFOGRAPHIC]

  Key Takeaways Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase. And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%. Let’s connect to make sure you have a trusted Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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