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Archives for February 2024

Bridging the Gaps on the Road to Homeownership

Homeownership is a significant part of the American Dream. But, the path to achieving this dream can be pretty tricky. While progress has been made to improve fair housing access, households of color face unique challenges in owning a home. Working with the right real estate experts can make all the difference for diverse buyers. Achieving homeownership is more challenging for certain Continue Reading

What’s Really Happening with Mortgage Rates?

Are you feeling a bit unsure about what’s happening with mortgage rates? That might be because you’ve heard someone say they’re coming down. But then you read somewhere else that they’re up again. And that may leave you scratching your head and wondering what’s true. The most straightforward answer is that what you read or hear will vary based on the time frame they’re looking at. Here’s some Continue Reading

Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC]

Some Highlights In today's housing market, you can still be on top if you have the right team and plan. To win when buying a home, you must build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. Let’s connect today to make your winning move.   Other educational articles about the market and your home Continue Reading

Home Equity Can Be a Game Changer When You Sell

Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. However, understanding your home equity could be the key to making your decision easier. An article from Bankrate explains: “Home equity is the difference between your home's value and the amount you still owe on your mortgage. It Continue Reading

Why Pre-Approval Is Even More Important This Year

On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to loan you. According Continue Reading

Homes Are Still Selling Fast

    Have you been thinking about selling your house? If so, here’s some good news. While the housing market isn't as frenzied as during the ‘unicorn’ years when houses sold quicker than ever, they’re still selling faster than usual. The graph below uses data from Realtor.com to tell the story of median days on the market for every January from 2017 through the Continue Reading

Why Having Your Own Agent Matters When Buying a New Construction Home

Finding the right home is one of the biggest challenges for potential buyers today. Right now, the supply of homes for sale is still low. But there is a bright spot. Newly built homes make up a more significant percent of the total homes available for sale than normal. That’s why if you’re craving more options, seeing if a newly built home is right for you makes Continue Reading

There’s No Foreclosure Wave in Sight [INFOGRAPHIC]

  Some Highlights Headlines saying foreclosures are rising might make you feel uneasy. But the truth is, there’s no need to worry. If you look at the latest numbers, they’re still below pre-pandemic norms and way below what happened during the crash. If you're worried about a flood of foreclosures, the data shows a foreclosure crisis is not where Continue Reading

Don’t Wait Until Spring To Sell Your House

As you think about the year ahead, one of your big goals may be moving. But how do you know when to make your move? While spring is usually the peak homebuying season, you don’t need to wait until spring to sell. Here's why. 1. Take Advantage of Lower Mortgage Rates Last October, the 30-year fixed mortgage rates peaked at 7.79%. In January, they hit their lowest level since May. Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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