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New York City Realtor KAREN KOSTIW

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Blog

CEMA: A Strategy to Save Money at the Closing Table

Closing costs: average cost and how to calculate

    In the News: I Was Quoted in ConsumerAffairs on Closing Costs I was recently featured in a ConsumerAffairs article titled “Closing Costs: Average Cost and How to Calculate,” where I shared insights on what homebuyers should expect when it comes to closing costs — and how to prepare for them. In the article, I explain how closing costs typically range from 2% to 5% of a home’s Continue Reading

NYC mortgage recording tax savings: The Power of Loan Assignments

      Unlocking Mortgage Recording Tax Savings in NYC: The Power of Loan Assignments In the high-stakes New York real estate market, buyers face many expenses that can significantly add to closing costs. One of the largest is the mortgage recording tax, but there’s a way to save—by taking advantage of a loan assignment process through a Consolidation, Extension, and Continue Reading

Strategic Home Pricing NYC | Karen Kostiw Real Estate

  When it comes to selling a home, many sellers instinctively believe that pricing it above market value gives them room to negotiate. It feels logical—start high, and settle somewhere in the middle. But in today’s fast-moving real estate market, this strategy can backfire dramatically. The Counterintuitive Truth: Lower Pricing Can Lead to Higher Returns Strategically pricing Continue Reading

NYC Final Walk-Through Checklist Before Closing

    | Real Estate Tips by Karen Kostiw Are you preparing for your final walk-through before closing on a condo, co-op, or apartment in New York City? The walk-through is one of the most critical steps in the NYC homebuying process—and it's often the last chance to ensure the property is in the agreed-upon condition. As a trusted NYC real estate agent, Karen Kostiw offers this Continue Reading

15 Negotiation Strategies NYC Luxury Buyers Can Use—Beyond Price

  By Karen Kostiw, Coldwell Banker Global Luxury – New York City As a former Wall Street mortgage analyst turned luxury real estate broker, I understand that your time is valuable and every detail matters. In New York City’s high-end market, your most substantial advantage isn’t negotiating down the price—it’s structuring the transaction with precision. For busy Continue Reading

Culturally Inclined Astoria, Queens

  Why This Astoria Queens Neighborhood Guide Stands Out Looking for a hidden gem in New York City? Look no further than Astoria, a vibrant and eclectic neighborhood in Queens bursting with culture, flavor, and charm. Whether you’re a foodie, an art lover, or just someone searching for a unique NYC experience, Astoria has something special waiting for you. Astoria offers easy access to Continue Reading

Selling a Home or Looking to Buy? Let Art Seal the Deal!

Selling a Home or Looking to Buy?  Creative Art Partners (CAP) offers buyers and sellers a unique advantage: the power of curated art to elevate spaces and inspire confidence. For Sellers: Staging a home with stunning artwork can make all the difference. Transform empty walls into vibrant displays that spark emotion and help potential buyers envision themselves in the space. CAP’s flexible Continue Reading

Renovation Premium: How Upgraded Manhattan Apartments Command 18% More in Value

    Unlocking the Power of Renovations: The 18% Premium in Manhattan Real Estate When it comes to selling your apartment in Manhattan, the condition of your property can significantly impact your sale price. In fact, according to UrbanDigs, renovated apartments in Manhattan command an impressive 18% price premium over their unrenovated counterparts, based on a rolling one-year Continue Reading

Navigating Rising Maintenance and Common Charges in NYC and Beyond

  As we enter the budget season for co-ops, condos, and homeowners’ associations (HOAs) across New York and the United States, there’s a growing concern about rising maintenance fees, common charges, and HOA dues. If you’ve been watching your building's financials or browsing new listings, you've likely noticed that maintenance charges and condo fees have risen significantly over the past Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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