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New York City Realtor KAREN KOSTIW

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Karen's Blog Articles

Homeowners Have a Lot of Equity Right Now [INFOGRAPHIC]

Key Takeaways Your equity grows as you pay down your home loan and prices increase. With home prices rising again, your equity is getting an extra boost. Almost half of homeowners are equity-rich because they have at least 50% equity. If you’ve been in your home for a while, you might have also gained a considerable amount of equity. Want to find out how Continue Reading

How Inflation Affects the Housing Market

Have you ever wondered how inflation impacts the housing market? Believe it or not, they’re connected. Whenever there are changes to one, both are affected. Here’s a high-level overview of the connection between the two. The Relationship Between Housing Inflation and Overall Inflation Shelter inflation is the measure of price growth specific to housing. It comes from a survey Continue Reading

Buyer Traffic Is Still Stronger than the Norm

Are you putting off selling your home because you’re worried no one’s buying because of where mortgage rates are? If so, know this: the latest data shows plenty of buyers are still out there and purchasing homes today. Here’s the data to prove it. The ShowingTime Showing Index is a measure of buyers touring homes. The graph below uses the latest numbers available and Continue Reading

Why You May Still Want To Sell Your House After All

Even though you may feel reluctant to sell your house because you don’t want to take on a higher mortgage rate than the one you have now, there’s more to consider. While the financial side of things does matter, your personal needs may matter just as much. As an article from Bankrate says: “Deciding whether it’s the right time to sell your home is a very personal decision. There Continue Reading

Gen Z: The Next Generation Is Making Moves in the Housing Market

Generation Z (Gen Z) is eager to put down their roots and achieve financial independence. As a result, they’re turning to homeownership. According to the latest Home Buyers and Sellers Generational Trends Report from the National Association of Realtors (NAR), 30% of Gen Z buyers transitioned from living under their parents' roofs to owning their homes. If you’re a member of this Continue Reading

Today’s Housing Market Has Only Half the Usual Inventory [INFOGRAPHIC]

Key Takeaway The housing Inventory is low.  There is only about half the number of homes for sale compared to the last average years in the market. That means buyers don’t have enough options right now. So, if you work with an agent to list your house, it should be in the spotlight. Manhattan's overall housing inventory statistics: the supply is 6,088, under contract Continue Reading

More Jobs and Better Pay Leads to More Buyer Demand

There’s been talk about a recession for quite a while now. But the economy has been remarkably resilient. Why? One reason is employment and wages have stayed strong. Let’s look at the latest information on each and why both are good news if you’re considering selling your house. More Jobs Are Being Created The economy has been growing and adding jobs instead of facing the job losses typical of Continue Reading

Why You Need a True Expert in Today’s Housing Market

The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. Whether buying your first home or selling once again, working with an expert who can guide you through each unique process step is mission-critical.  The reality is not all agents operate the same way. Continue Reading

Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s explain why that’s happening and why this isn’t cause for concern. Why ARMs Have Gained Popularity More Recently This graph uses data from Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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