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New York City Realtor KAREN KOSTIW

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CEMA

NYC mortgage recording tax savings: The Power of Loan Assignments

      Unlocking Mortgage Recording Tax Savings in NYC: The Power of Loan Assignments In the high-stakes New York real estate market, buyers face many expenses that can significantly add to closing costs. One of the largest is the mortgage recording tax, but there’s a way to save—by taking advantage of a loan assignment process through a Consolidation, Extension, and Continue Reading

Negotiating Strategies

Negotiating Strategies

  Discover some home buyer negotiating strategies for the next real estate transaction such as closing date, CEMA, and closing costs including mortgage points, appliances, upgrades, and other perks. Negotiation Strategies for Home Buyers Reporter Terri Williams of BobVila.com  discusses home buyer negotiating strategies in her article “Did You Know You Could Negotiate This When Continue Reading

CEMA: A Strategy to Save Money at the Closing Table

CEMA: A Strategy to Save Money at the Closing Table

. Purchasing a new home can be an expensive venture.  And it involves quite a bit more than just the price of a property.  In order to close on a property, buyers always face a bevy of settlement costs. This includes everything from loan origination fees to appraisal charges to credit report costs. According to the Federal Reserve as a general rule of thumb, buyers spend 3% of their Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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