Fall is one of the most important times to perform routine repairs and get your home ready for the rest of the year. By ignoring routine maintenance as we transition to cooler temps and falling leaves, you could be leaving your home vulnerable to expensive (and time-wasting) repairs. Top Hat is a trusted advisor expert in caring for New York City homes and will get you started with five Continue Reading
Some people believe there’s a group of homeowners who may be reluctant to sell their houses because they don’t want to lose the historically low mortgage rate they have on their current homes. You may even have the same hesitation if you’re thinking about selling your house. Motivation to Sell Data shows that 51% of homeowners have a mortgage rate under 4% as of Continue Reading
Watching the Stock Market? While watching the stock market recently may have started to feel pretty challenging, checking the value of your home should come as welcome relief in this volatile time. If you’re a homeowner, your net worth got a big boost over the past few years thanks to rising home prices. And that increase in your wealth came in the form of home equity. Continue Reading
If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years. Buyer Demand Then and Now During the pandemic, mortgage rates hit record lows, and that spurred Continue Reading
Key Takeaways Homeowners a Mortgage Pre-approval means a lender has reviewed your finances. The lender makes a decision based on factors like your income, debt, and credit history to determine how much you’re qualified to borrow. Being pre-approved for a loan can provide you clarity while planning your homebuying budget. A pre-approval provides confidence in your ability Continue Reading
If you're thinking about buying a home today, there's welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over the asking price to get your offer considered may be coming to a close. Negotiation Power is back. Today, you should have less Continue Reading
The talk of a housing bubble in the coming year seems to be at a fever pitch as rising mortgage rates continue to slow down an overheated real estate market. Over the past two years, home prices have appreciated at an unsustainable pace causing many to ask: are things just slowing down, or is a crash coming? To answer this question, there are two things we want to Continue Reading
In a market that’s shifting as fast as it is today, many homeowners wonder what, if anything, needs to be renovated before they sell their house. That’s where a trusted real estate professional comes in to help you sell your home. They can help you think through today’s market conditions and how they impact what you should – and shouldn’t – do before selling your Continue Reading
Some Takeaways If you’re thinking of buying or selling a home, you’ll want a trusted real estate professional on your side for their industry experience and expert insights. The right advisor/real estate professional utilizes the latest technology. As well as, can help you navigate today’s home pricing and market values, the contracts Continue Reading
124 Hudson Street
New York NY, 10013
