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New York City Realtor KAREN KOSTIW

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Closing Costs

Buying

Keys to Success for First-Time Homebuyers

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years: “Since 2011, the share of first-time home buyers has been under Continue Reading

What You Should Know About Closing Costs

  Before you buy a home, it’s essential to plan. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for. What Are Closing Costs? Closing costs Continue Reading

Taking the Fear out of Saving for a Home

  If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is to understand some of the costs you might encounter.  And to do that, turn to trusted real estate professionals. They can help you plan your finances and prepare your budget. Here are just a few Continue Reading

Negotiation Power

Buyers Are Regaining Some of Their Negotiation Power in Today’s Housing Market

  If you're thinking about buying a home today, there's welcome news. Even though it’s still a sellers’ market, it’s a more moderate sellers’ market than last year. And the days of feeling like you may need to waive contingencies or pay drastically over the asking price to get your offer considered may be coming to a close. Negotiation Power is back. Today, you should have less Continue Reading

Negotiating Strategies

Negotiating Strategies

  Discover some home buyer negotiating strategies for the next real estate transaction such as closing date, CEMA, and closing costs including mortgage points, appliances, upgrades, and other perks. Negotiation Strategies for Home Buyers Reporter Terri Williams of BobVila.com  discusses home buyer negotiating strategies in her article “Did You Know You Could Negotiate This When Continue Reading

Real Estate Jargon

Real Estate Jargon

When shopping for a home it's important to understand the Real Estate jargon and its meanings.  Caroline Briggs's article explains "11 Confusing Real Estate Terms," along with my esteemed colleagues Jeanne Byers, Gill Chowdhury, and Cara Ameer clarifies some of the confusing terms.  Real Estate terms befuddle many buyers and sellers.  "The real estate process is complex with many Continue Reading

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124 Hudson Street
New York NY, 10013


Karen Kostiw
(917) 524-4152 Cell
(212) 327-9622 Office
(646) 422-4083 Fax

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